As of yet commercial plans do not cover the Annual Enrollment fee. I expect this to change in the near future with the popularity of concierge medicine.

If your employer has a Flex Plan (Section 125) or a Medical IRA, you may be able to receive reimbursement for the Annual Enrollment Fee with thesepre-tax dollars.

• Collection & review of medical history
• Review of recommendations from consulting physicians
• Comprehensive physical examination
• Stool examination for blood
• EKG
• Urinalysis
• Review of laboratory testing
• Establishment of a written screening schedule based on national guidelines

The Annual wellness Examination will be performed by Dr. Ferns without any additional out-of-pocket expenses. Services that are not covered by the Annual Enrollment Fee include testing at outside facilities such as blood tests, x-rays, ultrasound exams, MRI/CT scans, colonoscopy, heart stress tests, etc.

To ensure continuity of care, I will help coordinate all specialist referrals. I feel communication between primary care physicians and sub-specialists is crucial to your health.

I believe health and prevention of disease should be a top priority. As one ages, there tends to be a greater need for healthcare. I think this is a wise investment in your health and this program gives you immediate access to a physician.

You will have access to Dr. Ferns by cell phone 24/7. He can still guide the healthcare decision-making even if he cannot see you in the office.